:root {
  --wizard-gold:#b79967;--wizard-dark:#151a18;--wizard-green:#24332e;--wizard-paper:#f7f4ed;
  --wizard-line:#ded9cf;--wizard-muted:#6c726e;--wizard-white:#fff;
}
.wl-epfo{margin:0;background:var(--wizard-paper);color:#242825;font-family:Arial,Helvetica,sans-serif}
.wl-epfo *{box-sizing:border-box}
.wl-epfo button,.wl-epfo input,.wl-epfo select,.wl-epfo textarea{font:inherit}
.wl-epfo button{cursor:pointer}
.wl-epfo__section{padding:90px 8vw}
.wl-epfo__section--white{background:var(--wizard-white)}
.wl-epfo__eyebrow{display:inline-block;color:var(--wizard-gold);font-size:9px;font-weight:700;letter-spacing:.2em;text-transform:uppercase}
.wl-epfo__title{font:500 clamp(42px,4vw,70px)/1.05 Georgia,"Times New Roman",serif;letter-spacing:-.035em;margin:18px 0 0}
.wl-epfo__title em,.wl-epfo-cta h2 em{color:var(--wizard-gold);font-weight:400}
.wl-epfo__title--light{color:#fff}
.wl-epfo__section-copy{max-width:500px;color:var(--wizard-muted);font-size:13px;line-height:1.9}
.wl-epfo__section-copy--dark{color:#b8c1bd}
.wl-epfo__button{border:0;padding:16px 20px;display:inline-flex;align-items:center;gap:28px;text-transform:uppercase;font-size:10px;font-weight:700;letter-spacing:.13em;transition:.25s}
.wl-epfo__button--gold{background:var(--wizard-gold);color:#fff}
.wl-epfo__button:hover{transform:translateY(-2px);filter:brightness(.96)}
.wl-epfo__text-link{color:#fff;font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;border-bottom:1px solid #ffffff80;padding-bottom:6px;text-decoration:none}

/* Hero */
.wl-epfo-hero{height:620px;position:relative;display:flex;align-items:center;color:#fff;overflow:hidden;background:var(--wizard-green)}
.wl-epfo-hero__media{position:absolute;inset:0;background:url("https://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&fit=crop&w=2000&q=85") center/cover no-repeat}
.wl-epfo-hero__overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,19,16,.96),rgba(14,28,23,.70) 58%,rgba(14,28,23,.18))}
.wl-epfo-hero__content{position:relative;z-index:2;width:min(850px,68%);padding-left:8vw}
.wl-epfo-hero__title{font:500 clamp(56px,6.3vw,96px)/.94 Georgia,"Times New Roman",serif;letter-spacing:-.045em;margin:24px 0}
.wl-epfo-hero__title em{color:var(--wizard-gold);font-weight:400}
.wl-epfo-hero__copy{max-width:720px;color:#d6dcda;font:17px/1.75 Georgia,"Times New Roman",serif}
.wl-epfo-hero__actions{display:flex;align-items:center;gap:28px;margin-top:34px}
.wl-epfo-hero__note{position:absolute;right:4vw;bottom:45px;z-index:2;border-left:1px solid #ffffff70;padding-left:22px;max-width:280px}
.wl-epfo-hero__note span{display:block;color:#d8c29d;font-size:8px;letter-spacing:.18em;text-transform:uppercase}
.wl-epfo-hero__note strong{display:block;margin-top:8px;font:400 18px/1.4 Georgia,"Times New Roman",serif}

/* Introduction */
.wl-epfo-intro{display:grid;grid-template-columns:.9fr 1fr;gap:9vw}
.wl-epfo-intro__copy{color:var(--wizard-muted);font-size:13px;line-height:1.9}
.wl-epfo-intro__lead{margin-top:0;color:#242825;font:20px/1.55 Georgia,"Times New Roman",serif}

/* Services + Image Cards */
.wl-epfo-services__header{display:flex;align-items:flex-end;justify-content:space-between;gap:60px;margin-bottom:55px}
.wl-epfo-services__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px}
.wl-epfo-card{min-width:0;background:#fff;border:1px solid var(--wizard-line);border-radius:22px;overflow:hidden;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.wl-epfo-card:hover{transform:translateY(-6px);box-shadow:0 20px 50px rgba(24,37,31,.10);border-color:#d1c5b2}
.wl-epfo-card__media{height:210px;width:100%;padding:0;border:0;background:#ddd;position:relative;overflow:hidden}
.wl-epfo-card__image{width:100%;height:100%;object-fit:cover;display:block;transition:transform .45s ease}
.wl-epfo-card:hover .wl-epfo-card__image{transform:scale(1.045)}
.wl-epfo-card__number{position:absolute;right:14px;top:14px;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:rgba(21,26,24,.82);color:#fff;font-size:9px;letter-spacing:.08em}
.wl-epfo-card__body{padding:26px;display:flex;flex:1;flex-direction:column}
.wl-epfo-card__title{font:500 23px/1.15 Georgia,"Times New Roman",serif;margin:0 0 12px}
.wl-epfo-card__text{color:var(--wizard-muted);font-size:11px;line-height:1.75;margin:0 0 24px}
.wl-epfo-card__link{margin-top:auto;border:0;border-top:1px solid #e5e1d8;background:transparent;padding:18px 0 0;display:flex;justify-content:space-between;color:#242825;font-size:9px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;text-align:left}
.wl-epfo-card__link span{color:var(--wizard-gold);transition:transform .2s}
.wl-epfo-card:hover .wl-epfo-card__link span{transform:translate(3px,-3px)}

/* Who We Help */
.wl-epfo-audience{display:grid;grid-template-columns:1fr 1fr;background:var(--wizard-green);color:#fff}
.wl-epfo-audience__image{min-height:660px;background:url("https://images.unsplash.com/photo-1551836022-4c4c79ecde51?auto=format&fit=crop&w=1200&q=85") center/cover}
.wl-epfo-audience__content{padding:90px 8vw 90px 7vw;align-self:center}
.wl-epfo-audience__list{list-style:none;padding:0;margin:34px 0 0;border-top:1px solid #ffffff25}
.wl-epfo-audience__list li{padding:16px 0;border-bottom:1px solid #ffffff25;font:16px Georgia,"Times New Roman",serif}
.wl-epfo-audience__list li::before{content:"✓";color:var(--wizard-gold);margin-right:13px}

/* Documents */
.wl-epfo-documents{display:grid;grid-template-columns:.7fr 1.3fr;gap:7vw}
.wl-epfo-documents__grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--wizard-line);border-left:1px solid var(--wizard-line)}
.wl-epfo-documents__card{padding:30px;border-right:1px solid var(--wizard-line);border-bottom:1px solid var(--wizard-line);background:#fff}
.wl-epfo-documents__card span{color:var(--wizard-gold);font:24px Georgia,"Times New Roman",serif}
.wl-epfo-documents__card h3{font:500 21px Georgia,"Times New Roman",serif;margin:28px 0 10px}
.wl-epfo-documents__card p{margin:0;color:var(--wizard-muted);font-size:11px;line-height:1.75}
.wl-epfo-documents__note{grid-column:1/-1;margin:28px 0 0;padding:18px 20px;border-left:3px solid var(--wizard-gold);background:#efe9df;color:var(--wizard-muted);font-size:11px;line-height:1.7}

/* Common Issues */
.wl-epfo-issues{display:grid;grid-template-columns:.8fr 1.2fr;gap:8vw;align-items:start}
.wl-epfo-issues__grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--wizard-line)}
.wl-epfo-issues__grid div{padding:24px 8px;border-bottom:1px solid var(--wizard-line);font:500 18px Georgia,"Times New Roman",serif}
.wl-epfo-issues__grid div:nth-child(odd){border-right:1px solid var(--wizard-line);padding-right:24px}
.wl-epfo-issues__grid div:nth-child(even){padding-left:24px}
.wl-epfo-issues__grid div::before{content:"—";color:var(--wizard-gold);margin-right:12px}

/* Process */
.wl-epfo-process__heading{text-align:center;max-width:850px;margin:0 auto 60px}
.wl-epfo-process__grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--wizard-line);border-left:1px solid var(--wizard-line)}
.wl-epfo-process__grid article{padding:35px 28px;border-right:1px solid var(--wizard-line);border-bottom:1px solid var(--wizard-line)}
.wl-epfo-process__grid b{color:var(--wizard-gold);font:400 27px Georgia,"Times New Roman",serif}
.wl-epfo-process__grid h3{font:500 21px/1.25 Georgia,"Times New Roman",serif;margin:30px 0 13px}
.wl-epfo-process__grid p{color:var(--wizard-muted);font-size:11px;line-height:1.75;margin:0}

/* Benefits */
.wl-epfo-benefits{padding:90px 8vw;background:var(--wizard-dark);color:#fff;display:grid;grid-template-columns:.9fr 1.1fr;gap:9vw;align-items:center}
.wl-epfo-benefits__content p{max-width:560px;color:#b9c1be;font-size:13px;line-height:1.8}
.wl-epfo-benefits__list{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid #ffffff22}
.wl-epfo-benefits__list span{padding:22px 14px;border-bottom:1px solid #ffffff22;font:15px Georgia,"Times New Roman",serif}
.wl-epfo-benefits__list span:nth-child(odd){border-right:1px solid #ffffff22}

/* Information Note */
.wl-epfo-info{display:grid;grid-template-columns:auto 1fr;gap:25px;align-items:start;padding-top:55px;padding-bottom:55px}
.wl-epfo-info__mark{width:48px;height:48px;border:1px solid var(--wizard-gold);border-radius:50%;display:grid;place-items:center;color:var(--wizard-gold);font:italic 24px Georgia,serif}
.wl-epfo-info p{margin:10px 0 0;max-width:1050px;color:var(--wizard-muted);font-size:12px;line-height:1.8}

/* FAQ */
.wl-epfo-faq{display:grid;grid-template-columns:.7fr 1.3fr;gap:8vw}
.wl-epfo-faq__item{border-bottom:1px solid #d7d4cb!important}
.wl-epfo-faq__button{padding:22px 0!important;background:transparent!important;box-shadow:none!important;font:500 17px/1.4 Georgia,"Times New Roman",serif;color:#242825!important}
.wl-epfo-faq__button::after{filter:none}
.wl-epfo-faq__answer{padding:0 35px 22px 0;color:var(--wizard-muted);font-size:12px;line-height:1.8}

/* CTA */
.wl-epfo-cta{padding:75px 8vw;background:#202a26;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:50px}
.wl-epfo-cta h2{max-width:850px;margin:14px 0;font:italic 500 clamp(32px,3.2vw,52px)/1.15 Georgia,"Times New Roman",serif}
.wl-epfo-cta p{max-width:700px;margin:0;color:#b9c1be;font-size:12px;line-height:1.8}

/* Contact + Form */
.wl-epfo-contact{padding:100px 8vw;background:var(--wizard-green);color:#fff;display:grid;grid-template-columns:1fr .85fr;gap:10vw}
.wl-epfo-contact__info>p{max-width:520px;color:#b9c1be;font-size:13px;line-height:1.8}
.wl-epfo-contact__links{display:flex;flex-direction:column;gap:12px;margin-top:28px}
.wl-epfo-contact__links a,.wl-epfo-contact__links span{color:#fff;text-decoration:none;font-size:15px}
.wl-epfo-form{display:flex;flex-direction:column}
.wl-epfo-form label{display:flex;flex-direction:column;margin-bottom:18px;color:#99a29e;font-size:10px;font-weight:700;letter-spacing:.11em;text-transform:uppercase}
.wl-epfo-form input,.wl-epfo-form select,.wl-epfo-form textarea{border:0;border-bottom:1px solid #ffffff35;background:transparent;color:#fff;padding:11px 0;outline:0;resize:none;border-radius:0;text-transform:none;letter-spacing:0}
.wl-epfo-form select option{color:#222}
.wl-epfo-form input:focus,.wl-epfo-form select:focus,.wl-epfo-form textarea:focus{border-color:var(--wizard-gold)}
.wl-epfo-form__row{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.wl-epfo-form>button{border:0;background:var(--wizard-gold);color:#fff;padding:16px 18px;display:flex;justify-content:space-between;text-transform:uppercase;font-size:10px;font-weight:700;letter-spacing:.13em}
.wl-epfo-form small{margin-top:12px;color:#909995;font-size:10px;line-height:1.6}

/* Modal */
.wl-epfo-modal__content{border:0;border-radius:24px;padding:34px;background:#fff}
.wl-epfo-modal__header{display:flex;justify-content:space-between;gap:25px;margin-bottom:25px}
.wl-epfo-modal__header h2{font:500 30px Georgia,"Times New Roman",serif;margin:7px 0}
.wl-epfo-modal__header p{color:var(--wizard-muted);font-size:12px;line-height:1.7;margin:0}
.wl-epfo-form--light label{color:#737b77}
.wl-epfo-form--light input,.wl-epfo-form--light select,.wl-epfo-form--light textarea{color:#222;border-bottom-color:#d6d5cf}

/* Focus */
.wl-epfo a:focus-visible,.wl-epfo button:focus-visible,.wl-epfo input:focus-visible,.wl-epfo select:focus-visible,.wl-epfo textarea:focus-visible{outline:2px solid var(--wizard-gold);outline-offset:3px}

/* Responsive */
@media(max-width:1200px){
  .wl-epfo-services__grid{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media(max-width:900px){
  .wl-epfo__section{padding:75px 5vw}
  .wl-epfo-intro,.wl-epfo-documents,.wl-epfo-issues,.wl-epfo-faq,.wl-epfo-benefits,.wl-epfo-contact{grid-template-columns:1fr}
  .wl-epfo-services__header{display:block}
  .wl-epfo-services__header .wl-epfo__section-copy{margin-top:24px}
  .wl-epfo-services__grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .wl-epfo-audience{grid-template-columns:1fr}
  .wl-epfo-audience__image{min-height:450px}
  .wl-epfo-audience__content{padding:75px 5vw}
  .wl-epfo-process__grid{grid-template-columns:repeat(2,1fr)}
  .wl-epfo-benefits{padding:75px 5vw}
  .wl-epfo-contact{padding:80px 5vw}
}
@media(max-width:600px){
  .wl-epfo__section{padding:65px 24px}
  .wl-epfo-hero{height:620px}
  .wl-epfo-hero__content{width:100%;padding:80px 24px 0}
  .wl-epfo-hero__title{font-size:48px}
  .wl-epfo-hero__copy{font-size:15px}
  .wl-epfo-hero__actions{align-items:flex-start;flex-direction:column}
  .wl-epfo-hero__note{display:none}
  .wl-epfo-services__grid{grid-template-columns:1fr}
  .wl-epfo-card__media{height:230px}
  .wl-epfo-audience__image{min-height:380px}
  .wl-epfo-audience__content{padding:65px 24px}
  .wl-epfo-documents__grid,.wl-epfo-issues__grid,.wl-epfo-process__grid,.wl-epfo-benefits__list{grid-template-columns:1fr}
  .wl-epfo-issues__grid div:nth-child(odd),.wl-epfo-benefits__list span:nth-child(odd){border-right:0}
  .wl-epfo-issues__grid div:nth-child(even){padding-left:8px}
  .wl-epfo-cta{padding:60px 24px;align-items:flex-start;flex-direction:column}
  .wl-epfo-contact{padding:70px 24px}
  .wl-epfo-form__row{grid-template-columns:1fr;gap:0}
  .wl-epfo-modal__content{padding:26px 20px;border-radius:18px}
}